Employee health insurance
Cover that satisfies your emirate's rules and your team's actual needs — arranged, compared and renewed on time.
Who this is for
- Companies hiring their first employees in the UAE
- Owners sponsoring family members alongside staff
- Businesses whose renewal has crept up year after year without being tested
- Firms with staff in more than one emirate and different rules to meet
Not the right fit if: you want personal travel cover rather than employee cover — that is a different product and we will point you at it.
What we handle
- The minimum standard for your emirate confirmed before anything is quoted
- Quotes gathered from several insurers on the same basis, so they compare honestly
- The difference between the plans explained in plain language
- Enrolment handled, including additions when someone joins
- Cards, certificates and the documents your visa process needs
- Removals handled when someone leaves
- Renewal raised before it lapses, and retested against the market
How it works
- 01 We confirm the rule Your emirate, your licence, your headcount. The required standard first, the shopping second.
- 02 We gather comparable quotes The same cover from several insurers, so the comparison means something.
- 03 We explain the difference Where the cheaper plan is genuinely thinner, and where it is not.
- 04 We enrol and document Cards issued and the paperwork your visa applications need.
- 05 We renew deliberately Raised early and tested against the market, not rolled over by default.
What it costs
The premium is the insurer's, not ours, and it is set by the plan, the ages of the people covered and the emirate. What moves the number most is the level of cover, which is a decision rather than a fact, so we put the options side by side before you pick. Required minimums are set by the health authority for your emirate and they change, so we confirm the current standard rather than recall one.
- Which emirate the company and the staff are in
- How many people are covered, and their ages
- Whether cover is the required minimum or something broader
- Whether dependants are included
- Which network of clinics and hospitals you want access to
Indicative. Authority fees are set by the authority and revised without notice. Last reviewed 19 September 2026.
Documents you will need
The exact list depends on your activity and the authority. We send you a written checklist for your own case before anything is filed.
- Trade licence and establishment card
- Passport copy, visa page and Emirates ID for each person to be covered
- Existing policy schedule, where you already hold cover
- Salary band for each employee, where the plan depends on it
Questions
The requirement and the minimum standard are set by the health authority for your emirate, and they differ between emirates. We confirm what applies to your company in writing before you buy anything, because buying the wrong standard is an expensive way to find out.
You can take the cheapest plan that meets your emirate's required standard. Below that it will not do its job in a visa application. Above it, the difference is usually network and limits — which we set out plainly, so it is your decision rather than a default.
They are added to the existing policy, usually at a pro-rated premium. We handle the enrolment and the card so it does not hold up their visa.
Yes. If your current plan meets the required standard and the price stands up when tested against the market, staying put is a perfectly good outcome. We would rather tell you that than move you for the sake of moving you.
Indicative. Nothing here is legal, tax or immigration advice. Last reviewed 19 September 2026.